When my daughter was born, my wife and I decided it would be best to get a light weight and practical stroller that can be used from infancy to childhood. We wanted it to have cup holders, storage, a sun shade, and a smooth ride. We also wanted it to be easy to clean and fold. When folded, it had to be small in size so that it doesn't take up too much space in our vehicles trunk or boot…
For those just tuning into Finance Throttle, my wife and I purchased our home with a mortgage of $282,000 @4.5% on January 1st, 2019. Just a short 2 years later, we paid off about $83,000 and now owe about $199,000. After a long 6 month process, our refinance finally closed in February of 2021. We refinanced our home for $225,604 @2.5% with no cash out option. I used my HELOC to pay for my closing costs, then scheduled a $25,000…
Door Dash has partnered with Clerkie, a debt and money assistant. As a Dasher, you have the option to join Clerkie 6 months for free. They can help manage your finances, pay off debt, negotiations and refunds, and more. They can also help build up your credit, reduce or eliminate overdraft fees, and help you gain access to emergency cash. As a member, you are assigned your own personal financial assistant. You can install Clerkie from the iOS App store…
I recently noticed that my neighbor Dan was wearing a hoodie with the words Crypto Capital Ventures spread across in large letters. I asked, "Are you into Crypto?" He then proceeded to tell me that he is a YouTuber with a 200k+ subscriber crypto channel. His channel is growing rather quickly. I noticed he gained 10,000 subscribers in the week I started watching his videos. Dan posts daily uploads on Bitcoin (BTC) and Cardano (ADA). He is extremely bullish on…
Most of these gig economy delivery platforms promise up to $25 per hour. My father is a full time delivery driver for Uber, Lyft, and Door Dash with Uber being is primary job. In comparison, I drive Door Dash part time whenever i'm bored. No matter what, I always seem to average $21-22 per hour over each week that I dash. That means the $25 per hour promise is very attainable. This doesn't mean you can expect to earn the…
It has been about 3 months since I posted "How I make over $2500 per year mining Bitcoin". Mining Bitcoin is another way of saying that you are lending your computer's processing power to verify transactions on the blockchain. Every purchase, sale, or transfer of Bitcoin and many other crypto currencies need to be verified by the blockchain. At the time I posted this, I was making about $50 per week mining with my AMD 3060 gaming desktop. I like…
About a year ago, I accepted an order from Walgreens pharmacy. I was confused and didn't know what to expect. I had no idea that Door Dash partnered with pharmacies and added shopping orders to the platform. I had to physically go into Walgreens and shop for the customer. I was okay with this, but other Dashers were not. I spoke with Door Dash support and they informed me that I could remove pharmacy deliveries from my profile so that…
If you need to save money fast, here are some ways you can spend less immediately. 1. Buy Generic - You can easily save up to $50 per month on groceries by buying the generic brand. In most cases, the generic brand has the same ingredients and tastes the same. 2. Eat-in, drink-in - Eating out is very expensive. A weekend of eating out is much more expensive than a week of groceries. In addition, bottled water is a waste…
I was reading an article on Bloomberg discussing the #DeclineNow movement. Two drivers local to me in Easton PA have been trying to beat the Door Dash algorithm to earn more money. These two drivers, Dave Levy and Nikos Kanelopoulos met as Uber drivers waiting at the airport. They both noticed that when you decline an order in Door Dash, that order gets assigned to someone else at a higher pay. In an effort to increase the pay for everyone,…
The concept of Velocity Banking revolves around paying off your loans in large chunks using borrowed money from a line of credit, allowing you to save thousands in interest and many years off in paying your amortized loans. As a Velocity Banker, you take what is left over in your account each week or each month and use it to pay down your Line of Credit. When you have a bill to pay, borrow money from your low interest line…
