My father-in-law is 65 and is just learning about Medicare, the Federal Health Insurance. As I did the research for him I thought, why not write a blog post about it? I was surprised to learn that there are specific times for signing up and penalties for late sign ups or not signing up at all. When you sign up for Medicare, you have two options. You can sign up for the original Medicare Plan or Medicare Advantage, but more…
Zillow is the most visited real estate website in the United States. It is a service that allows you to find, buy, rent, and sell your home. Zillow has been in the spotlight in recent weeks due to the fact that they buy and sell homes directly. Long story short - they lost millions trying to flip homes. As a Zillow customer myself, I listed and sold my home through Zillow without an agent and saved over $15,000 in agent…
As a car enthusiast who lives in the North East, I experience quite a bit of snow. Now that it is getting cold outside with temperatures reaching 34 degrees Fahrenheit last week in Pennsylvania, I thought it would be appropriate to talk about cars and winter safety. Here are 10 ways to ensure that you and your car are ready for winter. Purchase Winter Tires - This is the most important step. Winter Tires are tires that perform well in…
This is a question that was often brought up on Yahoo! Answers before they shut down earlier this year. It is perfectly normal for a spouse to want to stay home with the kids, work on themselves, or delve into their hobbies. However if you have been living a two-income lifestyle for some time, you will find it difficult to adjust to a one income lifestyle. In this post, I will dive into the ways you can prepare for a…
Physical Inventory is an annual process where a business physically counts their entire inventory. Common in manufacturing and warehousing, physical inventory is a mandatory all hands on deck process lasting anywhere from one day to one week. This laborious process involves counting, weighing, and measuring raw and in process material, but why do companies disrupt production and shipping for a physical inventory count? Roles and Responsibilities The Physical Inventory Process is typically owned by the Supply Chain, Materials, Finance, or…
I was wondering what would it take to become a bank or a lender. In my research I found something interesting. I found Pigeon Loans. Pigeon Loans is a peer-to-peer lending platform aimed at letting you lend or borrow money from family members or friends. They currently operate in over 40 countries. Pigeon Loans facilitates by creating contracts based on the agreed loan amounts and terms. The borrower can counter offer the loan terms and the lender can choose to…
Last week, Bitcoin crashed by nearly $9,000 after reaching an all time high of $66,999. This caused all crypto's to drop and consequently encouraged thousands of people to buy the dip. With all of the attention on Bitcoin, I thought I should remind people why Bitcoin is still expected to reach $500,000 within the next few years. Bitcoin and other cryptocurrencies have been catching on. A growing number of companies have been accepting and investing in Bitcoin. Paying with bitcoin…
If you have a full time job, it's that time of the year. Time for the Holidays and time for Annual Benefit Enrollments. When signing up for your healthcare plan, your employer may offer you several choices. Deductibles You can go for a low deductible plan or a high deductible plan. Low deductible plans typically have co-pays for different medical services. These co-pays can vary from plan to plan but they can be as low as $10. Low Deductible plans…
At the beginning of 2021, I got the crypto bug and started investing in Ethereum and Bitcoin through Coinbase where I earned $10 in free Bitcoin when I signed up. My friend introduced me to Bitcoin mining as he has been doing since 2013. He had 8 or 9 mining rigs setup in his house and was making $100 per day. Mining Bitcoin is the process of verifying transactions on the block chain. By mining, you are lending your computer's…
About three years ago I came up with an idea for a new app. Inspired by Uber and Door Dash, I thought "What if I make an app where people can rent out their driveway, garage, or shed as a storage unit?" As someone who has spent way too much money on a storage unit, I knew that the storage business was a cash cow. I started to research the legalities of renting out your own property for storage. Is…
