This page consists of blog posts that discuss the topics of saving money, budgeting, earning more interest, and paying less interest. You will find information on banking, borrowing, budgeting, and creative ideas on saving.
Zillow is the most visited real estate website in the United States. It is a service that allows you to find, buy, rent, and sell your home. Zillow has been in the spotlight in recent weeks due to the fact that they buy and sell homes directly. Long story short - they lost millions trying to flip homes. As a Zillow customer myself, I listed and sold my home through Zillow without an agent and saved over $15,000 in agent…
This is a question that was often brought up on Yahoo! Answers before they shut down earlier this year. It is perfectly normal for a spouse to want to stay home with the kids, work on themselves, or delve into their hobbies. However if you have been living a two-income lifestyle for some time, you will find it difficult to adjust to a one income lifestyle. In this post, I will dive into the ways you can prepare for a…
I was wondering what would it take to become a bank or a lender. In my research I found something interesting. I found Pigeon Loans. Pigeon Loans is a peer-to-peer lending platform aimed at letting you lend or borrow money from family members or friends. They currently operate in over 40 countries. Pigeon Loans facilitates by creating contracts based on the agreed loan amounts and terms. The borrower can counter offer the loan terms and the lender can choose to…
Last week, Bitcoin crashed by nearly $9,000 after reaching an all time high of $66,999. This caused all crypto's to drop and consequently encouraged thousands of people to buy the dip. With all of the attention on Bitcoin, I thought I should remind people why Bitcoin is still expected to reach $500,000 within the next few years. Bitcoin and other cryptocurrencies have been catching on. A growing number of companies have been accepting and investing in Bitcoin. Paying with bitcoin…
If you have a full time job, it's that time of the year. Time for the Holidays and time for Annual Benefit Enrollments. When signing up for your healthcare plan, your employer may offer you several choices. Deductibles You can go for a low deductible plan or a high deductible plan. Low deductible plans typically have co-pays for different medical services. These co-pays can vary from plan to plan but they can be as low as $10. Low Deductible plans…
About three years ago I came up with an idea for a new app. Inspired by Uber and Door Dash, I thought "What if I make an app where people can rent out their driveway, garage, or shed as a storage unit?" As someone who has spent way too much money on a storage unit, I knew that the storage business was a cash cow. I started to research the legalities of renting out your own property for storage. Is…
Just last week, Door Dash sent out an email to all Dashers with the tagline: How much can you earn when dashing in your area? The email showed me how much the average dasher makes in Philadelphia, as shown below. 5 hrs/week - Dasher's earned an average of $114 10 hrs/week - Dasher's earned an average of $235 20 hrs/week - Dasher's earned an average of $479 40 hrs/week - Dasher's earned an average of $927 Data Analysis With The Dasher Tracker Shortly after I read the email, I decided to examine my Dasher…
Roth IRA’s are powerful investment accounts that allow you to invest after-tax dollars to earn money tax-free. You can contribute to a Roth IRA for as long as you live and you can easily pass them down to your children. You are not even forced to use it since there are no minimum required distributions. The only downsides are the annual contribution limits and the income limits. The annual contribution limit is $6000 ($7000 if over age 50). If you…
In the credit card world, the term trifecta is known as three keeper cards that compliment each other, from the same bank. The benefits of these cards are optimized when you own all three. The Chase Trifecta is the most popular trifecta out there. It usually combines the Chase Freedom Unlimited, Chase Freedom Flex, and Chase Sapphire Preferred. Some who travel often may substitute the Sapphire Preferred for the Sapphire Reserve or a speciality Chase travel card. Now that Citi…
At the start of the pandemic, it was found that credit card debt in America was decreasing. It is believed that a combination of relief checks, shut downs, and job uncertainty kept credit card spending low. Now that stimulus checks have ended and unemployment benefits have decreased, American's are seeing a rise in credit card debt. As reported by the Federal Reserve Bank of New York, its quarterly report found that credit card bills have risen by $17 billion in…
