Three Ways To Pay Using Your Bitcoin

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Last week, Bitcoin crashed by nearly $9,000 after reaching an all time high of $66,999. This caused all crypto's to drop and consequently encouraged thousands of people to buy the dip. With all of the attention on Bitcoin, I thought I should remind people why Bitcoin is still expected to reach $500,000 within the next few years. Bitcoin and other cryptocurrencies have been catching on. A growing number of companies have been accepting and investing in Bitcoin. Paying with bitcoin…

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Chase Trifecta vs Citi Trifecta

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In the credit card world, the term trifecta is known as three keeper cards that compliment each other, from the same bank. The benefits of these cards are optimized when you own all three. The Chase Trifecta is the most popular trifecta out there. It usually combines the Chase Freedom Unlimited, Chase Freedom Flex, and Chase Sapphire Preferred. Some who travel often may substitute the Sapphire Preferred for the Sapphire Reserve or a speciality Chase travel card. Now that Citi…

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The $1000 Investment Challenge – 9 Month Update

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In 2020 I heard about the $1000 challenge between the online Finance community. It is a 1-year challenge where you invest $1000 in any way you want to see who makes the most money. Since the $1000 challenge has been around for a while, no one has done this challenge in recent times. I thought it would be an interesting experiment to try during the Pandemic. Because I run a personal finance blog, I decided to expand my experiment. I…

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How I Maximize my Credit Card Rewards

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It’s hard to believe that most credit card holders are not educated in the benefits they could receive with their cards. You can get points towards free travel, hotel stays, and food. You can get up to 15% cash back if you shop online through your credit card company’s app. You can get premium lounge services in airports. You can earn cash back on rotating categories or everyday purchases. Some cards even come with free insurances, discounts with partnering brands,…

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The Six Types of Credit Card Users

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Most people don't play the credit card game, meaning they may use cash or a debit card as their primary method of payment. Some of these people may have a credit card that they rarely use just for emergencies. In this post, I will be discussing the six types of credit card users. Type 1: Passive Users These credit card users don't know much about their own credit cards. They do not actively compare or shop for new credit cards…

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Yotta Savings Now with Debit, Buckets, and Crypto?

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Yotta is a popular lottery-based savings company whose angel investor's include personal finance YouTube star Graham Stephen. For every $25 you deposit, you are rewarded with a permanent lottery ticket that you can use each week for a chance to win $10 million, a Tesla, or lesser cash prizes. I wrote all about it in my blog post "Save for a chance to win up to $10 million each week". Since I published that blog post, much has changed making…

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Save Money by Earning More

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Many American's blame their income for their inability to save. If you have already tried to save money by spending less and budgeting, try these easy ways to make a little extra income. Work Part-Time. Sign up for one of over 100 different gig economy apps and work part-time, on your own time. Drive people around with Uber. Drive food around with DoorDash. Shop for and delivery groceries with InstaCart. Write papers on Fiver.Rent out a bedroom and get a…

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How to Upgrade your Existing Credit Card

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In 2008 I was a freshman in college and I had just gotten my second credit card. It was a Chase Slate. It came with no benefits but had a pretty high credit limit for someone who was making $7.50 an hour at the time. Shortly after college, I upgraded to the Capital One Quicksilver Card earning me 1.5% cash back on all purchases. I had no reason to use my Chase Slate card anymore but I kept it just…

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A 10% Credit Card for Investors – A First of Its Kind

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M1 Finance is a brokerage app that offers customizable portfolio pies, lines of credit, high interest checking accounts, and now Visa credit cards. Just recently, M1 Finance announced that their new credit card will offer 10% cash back. This is the first credit card to do so. American Express offers up to 6% cash back. Citi Bank, Chase, Fulton Bank, and Discover offer up to 5% on their cash back cards. Exclusively with M1 Plus, Stock Owners are eligible for…

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